OnTheMarket 2026: Free, Agent-Led, and What It Doesn't Check at the Address
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Quick answer
OnTheMarket is the third of the UK's major property portals, it is free to consumers, and it has two features the bigger two do not match: Travel Time Search, which filters by how long it actually takes to get somewhere rather than by straight-line distance, and a Keywords filter that lets you search listing text for the things that genuinely decide a purchase — an annexe, off-street parking, a south-facing garden. It also runs a Rent checker, and a sold-prices tool it describes as "the simple, free way to check sold property prices paid in the UK", sourced from "the Land Registry and the Registers of Scotland". Its instant online valuation promises an estimate "in under three minutes", free, and is explicit that the result is "indicative based on the information you provide" before routing you to local OnTheMarket agents. That is a fair, clearly-labelled product and this page is not an argument against using it. What OnTheMarket does not do — and does not claim to — is check the ground under the house. We found no address-level environmental or ground-risk layer on it. This page sets out exactly which checks that leaves open, and what a one-off £9.99 or £24.99 HouseCheckup covers instead. Last updated: July 2026.
| Feature | HouseCheckup | OnTheMarket |
|---|---|---|
| Price | One-off £9.99 Lite / £24.99 Complete | Free to consumers — OnTheMarket wins |
| Live listings | No — not a portal | Yes — full UK listings portal |
| Travel Time Search | No | Yes — search by real journey time, better than distance radius. OnTheMarket wins |
| Keywords filter | No | Yes — search listing text for annexe, parking, garden orientation. OnTheMarket wins |
| Rent checker | No | Yes — free rent checking tool |
| Valuation | Sold-price comparables read by a person — no automated estimate | Instant online valuation in under three minutes, free, "indicative based on the information you provide" |
| How the valuation is produced | From registered sold prices, checked by a person | From answers you supply, then routed to local OnTheMarket agents |
| Sold prices | Yes — HM Land Registry comparables | Yes — free, from the Land Registry and the Registers of Scotland |
| Geographic coverage | England & Wales only | UK-wide — OnTheMarket wins |
| Flood risk | Yes — NaFRA2 screen covering rivers, sea and surface water | No address-level flood layer observed |
| Coal mining / coalfield | Yes — CON29M-style screen: high-risk / low-risk / off-coalfield | No coalfield indicator observed |
| Radon | Yes — UKHSA / BGS Radon Indicative Atlas | No radon class observed |
| Ground stability / subsidence | Yes — shrink-swell and ground-stability screen | No ground-stability rating observed |
| Delivery | Hand-checked by a person, emailed within 24 hours, usually faster | Immediate and free — OnTheMarket wins |
Our verdict
OnTheMarket is worth having open alongside the bigger two, mainly for Travel Time Search and the Keywords filter, which are the best implementations of those two ideas among the UK portals. Its sold-price tool does the job and draws on the Land Registry and the Registers of Scotland. Its valuation is honest about what it is: an indicative figure derived, in its own words, from the information you provide, delivered in under three minutes and routed to local agents. Read that as a well-designed introduction to an agent rather than as a survey of your house, and it is a perfectly good free tool. The gap is the same one all three portals share, and on OnTheMarket it is the widest: we found no address-level environmental or ground-risk layer at all — no flood layer of the kind Zoopla added in 2025, no coalfield indicator, no radon class, no ground-stability rating. Those are the checks that change offers. HouseCheckup runs them at the address: flood including surface water via the Environment Agency's NaFRA2, coal mining via a keyless CON29M-style high-risk / low-risk / off-coalfield screen, radon via the UKHSA and BGS Radon Indicative Atlas, and ground stability including shrink-swell — alongside planning designations, EPC, crime, schools and sold-price comparables. 15+ checks, read by a person, emailed within 24 hours, usually faster, £9.99 or £24.99 one-off, England and Wales only against OnTheMarket's UK-wide reach. Search on OnTheMarket. Screen the address before you offer. Formal searches come later, through your solicitor.
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What OnTheMarket is genuinely better at
OnTheMarket is free, it is the third of the UK's major portals, and it is not a weaker copy of the other two. Two of its features are the best implementations of their idea anywhere in UK property search.
- Travel Time Search. Almost every property search filters by distance, which is close to useless in a country where three miles can be eight minutes or forty. Filtering by actual journey time to a place you need to reach — a station, an office, a school — matches how people really choose where to live.
- The Keywords filter. The things that decide a purchase are frequently buried in listing prose rather than in structured fields: an annexe, a south-facing garden, off-street parking, a garage with power. Searching the text for them turns a shortlist of forty into a shortlist of six.
It also runs a free Rent checker, and a sold-prices tool it calls "the simple, free way to check sold property prices paid in the UK", drawn from "the Land Registry and the Registers of Scotland" — the same official registers everyone else uses.
The valuation: what it actually is
OnTheMarket offers an instant online valuation that promises an estimate of your home's value in under three minutes, free, and then puts you in touch with local OnTheMarket agents. To its credit, it labels the output honestly: the figure is "indicative based on the information you provide".
That sentence does a lot of work and is worth reading twice. The estimate is a function of the answers you type in, combined with area data. It is not an inspection, not a survey, and not an independent assessment of your particular house. It is also, transparently, the front door to an agent introduction — which is a perfectly reasonable business model for a free tool, and better disclosed here than in much of the category.
The practical guidance is simple: use it to get a rough bearing and to reach a local agent. Do not carry the number into a negotiation as though a third party produced it. HouseCheckup takes the opposite approach and publishes no automated estimate at all — we put HM Land Registry sold-price comparables in front of a person, which is slower, narrower and harder to over-read.
The gap: nothing about the ground the house sits on
Searching OnTheMarket's consumer surfaces on 28 July 2026, we found no address-level environmental or ground-risk layer. No flood indicator of the kind Zoopla introduced in January 2025. No coalfield or mining flag. No radon class. No ground-stability or subsidence rating.
That is not a criticism of the product's design. OnTheMarket is a search-and-agent business and it does that well. But it has a consequence for how you buy: if OnTheMarket is your primary portal, no environmental screening of the property happens at any point before your solicitor orders formal searches — which is after your offer has been accepted, after you have instructed a solicitor, and after you have started spending.
Which checks that leaves open, and what we run
| Check | OnTheMarket | HouseCheckup |
|---|---|---|
| Flooding from rivers and the sea | Not observed | Yes — NaFRA2 screen at the address |
| Flooding from surface water | Not observed | Yes — assessed separately from rivers and sea |
| Coalfield / mining area | Not observed | Yes — high-risk / low-risk / off-coalfield |
| Radon | Not observed | Yes — UKHSA / BGS Radon Indicative Atlas |
| Ground stability / shrink-swell | Not observed | Yes — screened at the address |
| Planning designations | Not observed | Yes — at the address |
| EPC rating | Yes — shown on listings; an EPC is legally required to market a property | Yes |
| Crime and schools | Not observed as address-level layers | Yes |
| Sold-price comparables | Yes — free sold-prices tool | Yes — HM Land Registry, read by a person |
| Live listings, Travel Time Search, Keywords | Yes — and we have none of them | No |
| Valuation estimate | Yes — free, under three minutes | No automated estimate |
Two of those rows go decisively to OnTheMarket, and one of them — listings — is the row that gets you to a property in the first place. The screens matter only once you have chosen one.
Why those four screens are the ones worth paying for
Flood, mining, radon and ground stability share a property that makes them worth checking early: each can affect what a house is worth, whether it is straightforward to insure, or whether a lender takes a different view — and none of them is visible at a viewing. You cannot see a shrink-swell clay soil from the pavement, or old workings under the garden, or a surface-water flow path on a dry day in July.
They are also the checks a solicitor's environmental search covers, several hundred pounds and several weeks later. Running them before you offer does not replace that search. It changes what you offer, or whether you offer, on evidence you would otherwise buy far too late.
One precision point, because it matters more than a sales line: we run each screen at the address and report what comes back. Some datasets do not return a reading for every property. Where that happens the report says so plainly, in words, rather than presenting silence as an all-clear. A stated blank is more useful to you than a confident invention.
Where we are narrower than OnTheMarket
- Coverage. OnTheMarket lists UK-wide. We cover England and Wales only.
- Price. It is free. We charge £9.99 or £24.99, once, with no subscription.
- Search. No listings, no Travel Time Search, no Keywords filter, no Rent checker. Those are genuinely good and we do not replicate them.
- Speed. OnTheMarket answers immediately. Our report is checked by a person and emailed within 24 hours, usually faster.
- Not a survey, not a formal search. Neither product replaces your surveyor or your solicitor.
The order that costs least
| Stage | Tool | Cost |
|---|---|---|
| Working out where you can actually live | OnTheMarket — Travel Time Search and the Keywords filter | Free |
| Rough bearing on value, or finding an agent | OnTheMarket instant valuation (indicative, from your own answers) | Free |
| One address, about to offer | HouseCheckup Complete — 15+ checks, emailed within 24 hours, usually faster | £24.99 |
| Offer accepted, conveyancing under way | Your solicitor's formal search pack | Several hundred pounds |
The third row exists to protect the fourth. Search fees, survey fees and solicitor time spent on a property that an address-level screen would have flagged in the first week are the most avoidable costs in the entire process, and they are incurred by buyers who did everything else right.
How the three portals compare on risk
For completeness, since buyers usually have all three tabs open: Zoopla leads on buyer-facing risk, showing crime, nearby planning counts and flooding from rivers and seas to signed-in users. Rightmove names sixteen risk fields in its Material Information block but, on the listing we examined, deferred every one of them to the legal pack — while separately selling flood and subsidence alerts to lenders and surveyors. OnTheMarket carries no address-level risk layer we could find. The common thread is that none of the three screens surface-water flood, coal mining, radon or ground stability at your address. See also Rightmove vs Zoopla and our wider comparison of UK property reports.
Key takeaways
- OnTheMarket is free and genuinely useful — Travel Time Search and the Keywords filter beat the equivalents on the bigger portals.
- Its valuation is honestly labelled as indicative, based on the information you provide, delivered in under three minutes and routed to local agents. Treat it as an agent introduction, not an independent valuation.
- Sold prices come from the Land Registry and the Registers of Scotland, free, with the registration lag every service inherits.
- No address-level environmental or ground-risk layer was observed — no flood, coalfield, radon or ground-stability indicator.
- HouseCheckup runs those four screens at the address, plus planning designations, EPC, crime, schools and comparables — 15+ checks, hand-checked and emailed within 24 hours, usually faster, one-off £9.99 or £24.99, England and Wales only.
Found it on OnTheMarket? Check the ground before you offer.
Flood including surface water, coal mining, radon and ground stability screened at the address, read by a person and emailed within 24 hours, usually faster. One report, one price: £9.99 Lite or £24.99 Complete. England & Wales.
References
- OnTheMarket — UK property portal — OnTheMarket
- Instant Online House Valuation — free, under three minutes, indicative and agent-routed — OnTheMarket
- Sold house prices — free, from the Land Registry and the Registers of Scotland — OnTheMarket
- Check the long term flood risk for an area in England — rivers and sea, surface water, reservoirs — Environment Agency / GOV.UK
- UKradon — address-level radon affected-area search — UK Health Security Agency
- BGS GeoSure — ground-stability and shrink-swell hazard data — British Geological Survey
- Ground stability and coal mining reports — Mining Remediation Authority (formerly the Coal Authority)
Done comparing? Check a real property.
The £24.99 Complete report runs 15+ official-source checks on the exact address you're considering — flood, subsidence, coal mining, radon, crime, EPC, sold-price history and more — with a plain-English read on every one.
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£24.99 one-off · no subscription · Human-checked and emailed to you. See a sample report