18-page PDF report

See what's inside a HouseCheckup report

Preview the key sections of our comprehensive property intelligence report. Data shown is from a sample property in South London.

Sample Property

42 Oakwood Avenue, London SE19 3AB

3-bed semi-detached | Leasehold | Built c.1935

76

IQ Score

Executive Summary & Red Flags

Page 1

At-a-glance overview of the property with the composite IQ Score, key metrics, and any material red flags that need attention before purchase.

Short lease (74 years remaining)
High ground rent (£350/yr, escalating)

HouseCheckup Score

76 / 100

Property Type

3-bed semi-detached

Estimated Value

£285,000

EPC Rating

Band C (72)

Flood Zone

Zone 1 (Low Risk)

Council Tax

Band D

Sample data — actual reports use live data

AVM Valuation

Page 2-3

Automated valuation model estimate with confidence range, price history, comparable sales within 0.5 miles, and price per square metre analysis.

Central Estimate

£285,000

Confidence Range

£265,000 - £305,000

Last Sold

£210,000 (2017)

Price Growth

+35.7% since purchase

Price / sqm

£3,562

Area Average

£3,890 / sqm

Sample data — actual reports use live data

Flood & Climate Risk

Page 4-5

Comprehensive flood risk from rivers, sea, surface water, and reservoirs. Climate change projections to 2050 and 2080. Coastal erosion assessment and Flood Re eligibility.

River & Sea

Zone 1 - Low

Surface Water

Very Low

Reservoir

Not at risk

Coastal Erosion

Not applicable

Climate 2050

Low increase projected

Flood Re Eligible

Yes

Sample data — actual reports use live data

Environmental Risk

Page 6-7

Ground stability (shrink-swell, landslide, dissolution), radon levels, contaminated land, landfill proximity, air quality, noise pollution, coal mining, and COMAH sites.

Ground Stability

Low Risk

Radon

1-3% above action

Contaminated Land

None within 500m

Air Quality (NO2)

18.4 µg/m³ (Good)

Noise (Road)

50-55 dB (Moderate)

Coal Mining

Not in affected area

Sample data — actual reports use live data

True Monthly Cost

Page 8

Beyond the mortgage: total monthly cost of ownership including mortgage repayment, council tax, energy bills, insurance, maintenance, ground rent, and service charges.

Monthly Total

£1,847 / month

Mortgage (25yr, 4.5%)

£1,267

Council Tax (Band D)

£178

Energy (EPC C)

£142

Insurance

£45

Maintenance Reserve

£215

Sample data — actual reports use live data

Investment Strategies

Page 12-13

Five investment strategy scores with detailed factor breakdowns: buy-to-let, flip/refurb, HMO conversion, development potential, and long-term capital hold.

Buy-to-Let Score

72 / 100

Flip / Refurb

58 / 100

HMO Conversion

45 / 100

Development

31 / 100

Long-Term Hold

81 / 100

Est. Rental Yield

5.2% gross

Sample data — actual reports use live data

30-Year Price Forecast

Page 14-15

Monte Carlo simulation with base, bull, and bear scenarios. Fan chart visualisation, price milestones, CAGR projections, and macro assumptions explained.

2030 (Base)

£335,000

2040 (Base)

£425,000

2055 (Base)

£580,000

2055 (Bull)

£720,000

2055 (Bear)

£410,000

CAGR (Base)

2.4% p.a.

Sample data — actual reports use live data

Solicitor Preview

Page 17-18

NTS-compliant material information pack covering Part A (property), Part B (risks), and Part C (rights and restrictions). Ready to share with your solicitor or conveyancer.

Part A

Property details complete

Part B

3 risks identified

Part C

Rights & restrictions

Tenure

Leasehold

Listed Building

No

Conservation Area

No

Sample data — actual reports use live data

Also included in every report

Beyond the sections shown above, every report also includes:

Crime & Safety

Street-level crime, IMD crime domain, road collisions

Schools & Healthcare

Ofsted ratings, GP surgeries, pharmacies

Transport & Broadband

Nearest stations, bus stops, speeds

Demographics

Census 2021, IMD deprivation, population trends

Planning & Heritage

Applications, conservation areas, listed buildings

Lifestyle & Amenities

Greenspaces, supermarkets, sports facilities

Suitability Analysis

Walkability, family-friendliness, mortgage readiness

Market Trends

Area growth score, 11 growth drivers, macro trends

Energy & Carbon

Full EPC breakdown, carbon footprint, heating costs

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