Do You Pay Stamp Duty When Selling a House? (UK 2026)
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Quick answer
No. You do not pay Stamp Duty when you sell a house. Stamp Duty Land Tax (SDLT) is paid by the buyer, not the seller. Selling your home has no SDLT bill. However, if you're selling and buying your next property in the same move, you'll pay SDLT on that purchase. Sellers may face other costs: Capital Gains Tax on a second home or buy-to-let (rarely on your main home), plus estate-agent and legal fees. But never stamp duty for selling.
Who actually pays stamp duty: buyer or seller?
In England and Northern Ireland, the buyer pays Stamp Duty Land Tax on a property purchase above the relevant threshold. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT). In every UK nation it is the purchaser who pays, never the person selling. So there is no “stamp duty on a sale.”
But you're probably buying too, so what will you owe?
Most people selling a house are also buying their next one. That purchase is where SDLT applies. If you're replacing your main residence, you pay the standard residential rates (no 5% additional -property surcharge, provided you've sold or are selling your previous main home). Work out the exact figure with our Stamp Duty Calculator before you set your budget.
What costs DO sellers pay?
| Seller cost | Notes |
|---|---|
| Estate agent fee | Typically ~1–3% + VAT of the sale price (if using an agent) |
| Conveyancing / legal fees | Solicitor's fee for handling the sale |
| Capital Gains Tax | Only on a second home or rental; your main home is normally exempt (Private Residence Relief) |
| EPC | You must have a valid Energy Performance Certificate to market the property |
| Mortgage exit / ERC | Early repayment charge if you redeem a fixed deal early |
General guidance, not tax advice. Confirm your position with HMRC or a qualified adviser. CGT rules in particular depend on your circumstances.
Selling and buying? Check your next home before you offer
You won't pay stamp duty to sell, but you will on your onward purchase, so it pays to be sure about the property you're moving to. HouseCheckup runs 15+ checks on the exact address from official sources: flood, planning, EPC, lease and more. £24.99 (Complete), one-off. Or size up the SDLT bill on your purchase first.
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Frequently asked questions
Related guides
Sources
- Stamp Duty Land Tax: who pays and when, GOV.UK / HMRC
- Capital Gains Tax on property you sell, GOV.UK / HMRC