Rental Yields & Buy-to-Let — UK Yield by Area

Indicative gross rental yields for England & Wales, built from ONS mean private rents and HM Land Registry median sold prices — paired with a flood, coal and subsidence insurability flag no yield portal shows. Honest, area-level, never overclaimed.

Try or search any UK postcode

Enter any UK address or postcode for its full investor context.

How we build the yield

Two real published figures, plus the hazard context that moves the real return.

ONS mean private rent

The Office for National Statistics Price Index of Private Rents publishes a mean monthly rent for every local authority in England & Wales, by bedroom count. That is the rent in our yield numerator.

HM Land Registry median price

We take the median of recent HM Land Registry Price Paid sales in the outcode. That is the price in our yield denominator — a real transacted figure, not an asking price.

Flood / coal / subsidence flag

We screen the area for flood, coal-mining and subsidence risk at the representative point — the insurability and mortgageability context that quietly moves a landlord's real return.

Yield is indicative: an ONS local-authority mean rent against an HM Land Registry outcode median price. Gross, area-level, not address-level or net, and not investment advice.

Rental yields by area

Indicative gross yields, mean rent vs median price and a flood, coal and subsidence insurability flag for high-demand outcodes across England and Wales.

SW1AWestminster, London

Prime central London around Westminster and St James's, one of the UK's most expensive markets.

SW3Chelsea, London

Prime central Chelsea, period townhouses and mansion flats commanding premium prices.

SW11Battersea, London

Battersea and Clapham Junction, a high-turnover riverside market popular with families and professionals.

SW18Wandsworth, London

Wandsworth and Earlsfield, a busy commuter-belt market inside Zone 2/3.

SW19Wimbledon, London

Wimbledon, a high-demand family market with strong period and new-build stock.

SE1Southwark, London

South-bank Southwark and Bermondsey, a riverside market of converted warehouses and new towers.

SE15Peckham, London

Peckham, a fast-gentrifying inner south-east London market.

SE23Forest Hill, London

Forest Hill, a leafy commuter market on the Overground.

N1Islington, London

Islington, Georgian terraces and converted flats in a premium inner-north market.

N4Finsbury Park, London

Finsbury Park and Stroud Green, a high-turnover transport-hub market.

NW1Camden, London

Camden and Regent's Park, a mixed prime and period market.

NW3Hampstead, London

Hampstead and Belsize Park, a prime north London market of large period homes.

NW6Kilburn & West Hampstead, London

West Hampstead and Kilburn, a high-demand transport-rich market.

E1Whitechapel & Shoreditch, London

East London around Whitechapel and the City fringe, dense new-build and converted stock.

E8Hackney, London

Hackney and London Fields, one of inner-east London's most sought-after markets.

E14Canary Wharf, London

Canary Wharf and the Isle of Dogs, a high-volume new-build apartment market.

E17Walthamstow, London

Walthamstow, a high-demand outer-east family market.

W2Paddington & Bayswater, London

Paddington and Bayswater, prime central stucco terraces and mansion blocks.

W4Chiswick, London

Chiswick, a premium west London riverside family market.

W11Notting Hill, London

Notting Hill, prime central pastel terraces and garden squares.

EC1Clerkenwell, London

Clerkenwell and Farringdon, a converted-warehouse City-fringe market.

CR0Croydon

Croydon, one of London's highest-volume markets spanning flats to family homes.

BR1Bromley

Bromley, a popular outer south-east London family market.

KT1Kingston upon Thames

Kingston, a riverside town-centre market with strong commuter demand.

KT2Kingston & Coombe

North Kingston and Coombe, a premium family market.

TW1Twickenham

Twickenham, a riverside south-west London family market.

HA1Harrow

Harrow, a high-volume outer north-west London market.

EN1Enfield

Enfield, a busy outer north London family market.

IG1Ilford

Ilford, a high-turnover outer east London market on the Elizabeth line.

RM1Romford

Romford, a high-volume east London / Essex border market.

DA1Dartford

Dartford, a Kent-border commuter market.

UB1Southall

Southall, a dense outer-west London market on the Elizabeth line.

GU1Guildford

Guildford, a premium Surrey commuter-town market.

RG1Reading

Reading, a high-volume Thames Valley commuter and tech-hub market.

RG12Bracknell

Bracknell, a Berkshire new-town and commuter market.

SL1Slough

Slough, a high-turnover Berkshire commuter market on the Elizabeth line.

SL6Maidenhead

Maidenhead, a premium Thames-side commuter market.

OX4Oxford

East Oxford, a high-demand city market with strong student and professional rental.

MK9Milton Keynes

Central Milton Keynes, a high-volume new-town market.

CB1Cambridge

Cambridge, a premium university-city market with intense demand.

ME14Maidstone

Maidstone, the Kent county-town market.

CT1Canterbury

Canterbury, a Kent cathedral-city market.

BN1Brighton

Brighton, a high-demand seaside-city market with strong period stock.

BN3Hove

Hove, a premium Regency seafront market.

PO1Portsmouth

Portsmouth, a dense island-city market.

SO15Southampton

Southampton, a high-volume south-coast city market.

SO23Winchester

Winchester, a premium Hampshire cathedral-city market.

CM1Chelmsford

Chelmsford, an Essex commuter-city market.

SS0Westcliff & Southend

Westcliff-on-Sea and Southend, an Essex seaside commuter market.

TN1Tunbridge Wells

Royal Tunbridge Wells, a premium Kent spa-town market.

AL1St Albans

St Albans, a premium Hertfordshire commuter-city market.

WD17Watford

Watford, a high-demand Hertfordshire commuter market.

HP1Hemel Hempstead

Hemel Hempstead, a Hertfordshire new-town commuter market.

BS1Bristol city centre

Central Bristol, a high-demand harbourside and city-centre market.

BS6Redland & Cotham, Bristol

Redland and Cotham, premium north Bristol Victorian terraces.

BS8Clifton, Bristol

Clifton, a prime Bristol period market.

BA1Bath

Bath, a premium World Heritage Georgian-city market.

BA2Bath (south & west)

Southern Bath, a premium market of Georgian terraces and suburbs.

EX4Exeter

Exeter, the Devon county-city market with strong demand.

PL4Plymouth

Central Plymouth, a high-volume south-west city market.

TQ1Torquay

Torquay, an English Riviera seaside market.

TR1Truro

Truro, the Cornwall cathedral-city market.

GL50Cheltenham

Cheltenham, a premium Regency spa-town market.

SN1Swindon

Swindon, a high-volume Wiltshire commuter market.

DT1Dorchester

Dorchester, the Dorset county-town market.

BH1Bournemouth

Bournemouth, a high-demand south-coast seaside market.

PO19Chichester

Chichester, a premium West Sussex cathedral-city market.

B1Birmingham city centre

Central Birmingham, a high-volume new-build apartment and regeneration market.

B5Birmingham (south central)

South-central Birmingham, a regeneration and student-rental market.

B17Harborne, Birmingham

Harborne, a premium south-west Birmingham suburb.

B29Selly Oak, Birmingham

Selly Oak and Bournville, a high-turnover student and family market.

CV1Coventry

Central Coventry, a high-volume city and student market.

WV1Wolverhampton

Wolverhampton, a Black Country city market.

WS1Walsall

Walsall, a Black Country town market.

ST1Stoke-on-Trent

Stoke-on-Trent, one of England's most affordable city markets.

WR1Worcester

Worcester, a Severn-side cathedral-city market.

HR1Hereford

Hereford, the Herefordshire county-city market.

SY1Shrewsbury

Shrewsbury, a Shropshire county-town market.

NG1Nottingham city centre

Central Nottingham, a high-volume city and student market.

NG7Lenton & Radford, Nottingham

Lenton and Radford, a dense Nottingham student-rental market.

LE1Leicester city centre

Central Leicester, a high-volume regeneration and student market.

DE1Derby

Central Derby, an affordable East Midlands city market.

LN1Lincoln

Lincoln, a cathedral-city market with strong student demand.

NN1Northampton

Northampton, a high-volume commuter-town market.

PE1Peterborough

Peterborough, a fast-growing East of England commuter city.

NR1Norwich

Central Norwich, the high-demand Norfolk city market.

IP1Ipswich

Ipswich, the Suffolk county-town market.

CO1Colchester

Colchester, an Essex town and commuter market.

LU1Luton

Luton, a high-turnover Bedfordshire commuter market.

SG1Stevenage

Stevenage, a Hertfordshire new-town commuter market.

LS1Leeds city centre

Central Leeds, a high-volume new-build apartment and city market.

LS6Headingley, Leeds

Headingley and Hyde Park, one of the UK's largest student-rental markets.

S1Sheffield city centre

Central Sheffield, a high-volume city and student market.

S10Sheffield (west)

West Sheffield around Broomhill and Crookes, a premium suburb and student market.

YO1York

Central York, a premium historic-city market.

HD1Huddersfield

Huddersfield, an affordable West Yorkshire town market.

BD1Bradford

Bradford, one of England's most affordable city markets.

HG1Harrogate

Harrogate, a premium North Yorkshire spa-town market.

HU1Hull

Central Hull, a low-cost East Yorkshire city market.

WF1Wakefield

Wakefield, a West Yorkshire city and commuter market.

DN1Doncaster

Doncaster, a high-volume South Yorkshire town market.

M1Manchester city centre

Central Manchester, one of the UK's highest-volume new-build apartment markets.

M14Fallowfield & Rusholme, Manchester

Fallowfield and Rusholme, a vast Manchester student-rental market.

M20Didsbury, Manchester

Didsbury, a premium south Manchester suburb.

L1Liverpool city centre

Central Liverpool, a high-volume city and regeneration market.

L18Mossley Hill, Liverpool

Mossley Hill and Allerton, a premium south Liverpool suburb.

WA1Warrington

Warrington, a high-demand Cheshire commuter market between the metros.

SK1Stockport

Stockport, a fast-rising Greater Manchester market.

PR1Preston

Preston, the Lancashire city market.

BL1Bolton

Bolton, a high-volume Greater Manchester town market.

CH1Chester

Chester, a premium Cheshire historic-city market.

FY1Blackpool

Blackpool, one of England's most affordable seaside markets.

CA1Carlisle

Carlisle, the Cumbria border-city market.

LA1Lancaster

Lancaster, a Lune-valley university-city market.

NE1Newcastle upon Tyne

Central Newcastle, a high-volume Tyneside city and student market.

NE2Jesmond, Newcastle

Jesmond, a premium Newcastle suburb and student market.

SR1Sunderland

Sunderland, an affordable Wearside city market.

DH1Durham

Durham, a premium cathedral and university-city market.

TS1Middlesbrough

Middlesbrough, one of England's most affordable town markets.

DL1Darlington

Darlington, a County Durham town and commuter market.

CF10Cardiff city centre

Central Cardiff, the high-demand Welsh capital city market.

CF11Cardiff (Canton & Riverside)

Canton, Pontcanna and Riverside, a premium central Cardiff market.

CF24Cardiff (Roath & Cathays)

Roath and Cathays, a dense Cardiff student-rental market.

SA1Swansea

Central Swansea, the second Welsh-city market.

NP20Newport

Newport, a high-volume south Wales city and commuter market.

LL57Bangor, Gwynedd

Bangor, a north Wales university-city market.

LD1Llandrindod Wells

Llandrindod Wells, a mid-Wales market town.

Frequently asked questions

Gross rental yield is annual rent divided by property price. On HouseCheckup the rent is the ONS Price Index of Private Rents mean for the outcode's local authority, and the price is the median of recent HM Land Registry sales in the outcode. Because the rent is local-authority level and the price is outcode level, the figure is indicative — a way to compare areas, not an address-level guarantee.
It depends on the area and your strategy. Higher-yield markets tend to be lower-priced regional cities and towns; prime city centres often show lower gross yields but stronger capital-growth potential. Always compare gross yield against the net figure after mortgage interest, voids, management, maintenance and tax — and against the area's hazard and insurability profile.
Yes. Buy-to-let and second homes pay the additional-property SDLT surcharge — currently +5 percentage points on every band on top of the standard residential rates in England & Northern Ireland. Use the HouseCheckup stamp-duty calculator with the additional-property toggle to see the exact upfront cost for a given price.
Gross. It is annual rent ÷ price before any costs. Net yield — after mortgage interest, voids, management, maintenance, ground rent or service charge and tax — is materially lower. The Investor Pro report builds the net case for one specific address.

Build the net case for one address

Area yields tell you where to look. The £109.90 Investor Pro report takes one exact property and builds the full net case — address-level rent, SDLT, running costs, hazards, EPC and a 30-year forecast.

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Indicative area yields are free. View pricing